The session will focus on understanding the Experience Modification Rate (EMR), an important metric used in workers' compensation insurance. Attendees will learn why it is important to manage their EMR, as it directly affects their insurance premiums. The speakers will provide insights into the various ways to manage EMR, such as implementing effective safety programs, establishing clear communication with insurance carriers, and reducing the frequency and severity of workplace accidents. Attendees will walk away with knowledge and tools necessary to improve their EMR and reduce their workers' compensation costs, while ensuring a safer workplace for their employees.